steel city credit & collections
A first party collector
A first party collector
Steel City Credit & Collections works directly with Tracy E. Hill PhD & Associates LLC ("Center") to help clients satisfy their overdue invoices in a manner that is empathic and understanding. We understand that overdue balances are stressful, and we also respect the professional services provided by the Center and their staff. We will work with you to satisfy your outstanding balance so that you can continue services or prevent your invoice from going to a third party collection agency.
Staying on top of your financial health is good for your mental health!
The average person typically borrows $375 to pay for unexpected expenses such as automobile repairs, rent, and other expenses that may come up in-between paychecks. Steel City Credit & Collections allows up to $500 loans with the lowest rates in the industry (15% automatic payments) for qualifying customers.
We offer clients of Center Street Center the ability to pay for their invoice all at once or using a monthly payment plan. Invoices that are 30 days overdue may receive a letter or email from us. Invoices that are more than 60 days overdue may be reported to the National Credit Agencies (third party collection) and incur additional fees and charges.
Email us if you have any other questions.
Absolutely. We don't want you to miss your therapy or get further behind on your bills. And we certainly don't want your invoice going to a third party collections agent or reported to the Credit Bureau. Email us and let's work something out that fits within your family budget to get you back on track.
First party collectors work directly with a company. It's the first layer before your unpaid bills go to a third party collector. Third party collections can use more intense methods of obtaining restitution to the company who provided services to you. First party collectors do not report to the Federal Credit Bureau. Third party collectors do report to the Credit Bureau which will impact negatively impact your credit rating.
You really don't want this to happen. Once you are reported to the Credit Bureau it can affect your ability to purchase or rent things such as housing, transportation, credit cards and more. This is not good for your mental health which is why the Center has contracted with us - to help you before this happens.
You can email us at SteelCity@steelcitycollections.com or send a letter to: Steel City Credit & Collections, PO Box 573, Bethlehem PA 18016.
You can a) send a check made out to: Steel City Credit & Collections, PO Box 573, Bethlehem PA 18016 or b) send a check to Tracy E. Hill PhD & Associates LLC at 539 Center St, Bethlehem PA 18018, or c) you can pay directly on your patient portal if you still have access to it and a valid credit card.
Your privacy is important to Steel City Credit & Collections. The following Privacy Notice applies to individual consumers whose information we obtain while providing services to our clients. We collect and use personally identifiable information (“information”) about you to conduct and manage our business.
Sources of this information include the following:
• Information we receive from the entity on whose behalf we provide services (the “Creditor”) and from applications submitted by you to the Creditor;
• Information we receive from you through correspondence or communication with us, whether by mail, telephone, or the Internet, and which may include your name, address, Social Security number, assets, income, or other information you provided to the Creditor;
• Information about your transactions with us, our affiliates, or others, such as your account balance and payment history; and
• Information we receive from third parties, such as consumer reporting agencies.
The types of personally identifiable information about you that we collect on our websites, from others, affiliates or other companies include the following:
• Contact information such as your name, address, email address, or telephone number.
• Identification information such as a Social Security number or a mother's maiden name.
• Financial information such as income, assets, liabilities, or account and payment information.
We only disclose information to affiliated and non-affiliated third parties as permitted or required by the federal Fair Debt Collection Practices Act (“FDCPA”). We may share information we collect with third parties that provide mailing and/or other collection-related services to us. When we share your information with these companies, they are required to limit their use of your information to the particular purpose for which it was shared and they are not allowed to share it with others except to fulfill that limited purpose. In addition, if permitted by FDCPA, we may also share your information with our affiliates and non-affiliated third parties if also permitted by applicable law.
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. You may have other privacy protections under state laws. These measures include computer safeguards and secured files and buildings. Only Steel City Credit & Collections employees who are authorized to see your personal information are those who need it as part of their jobs.
We may place and read data stored (via session and/or persistent "cookies" or other device specific storage capabilities) on the device you are using, and use other technologies such as Web beacons, clear GIFs, tracking pixels and tags, when you visit or use our Site or use Steel City Credit & Collections email. Cookies are small data files that are placed on your device for a variety of purposes, including to identify your device and/or your account when you return to the Steel City Credit & Collections Site. You can generally remove, block, or disable cookies by using the settings located in your browser. If you decide to remove or not accept cookies, some features and services on our Site may not work properly. To the extent permitted by applicable law, third parties, including our service providers, may collect information about your online activities over time and across different Sites, including when you visit our Site. In particular, the Site may use Google Analytics or Adobe Analytics to help collect and analyze certain information for the purposes discussed above. You may opt out of the use of cookies by Google Analytics here. Some browsers have a “do not track” feature that lets you tell websites that you do not want to have your online activities tracked. At this time, we do not respond to browser “do not track” signals.
We do not intend to collect personal information from children under 13 years of age. If we learn that we have collected this information from a child under the age of 13, we will promptly take all reasonable steps to delete the data from our system.
The effective date of this notice is September, 2021. It replaces all prior privacy notices issued by Steel City Credit & Collections. We reserve the right to amend this privacy notice at any time and we will inform you of any changes to this notice by posting the revised privacy notice on our website, or as otherwise required by law.
Copyright © 2021 Steel City Credit & Collections - All Rights Reserved. | PO Box 573 Bethlehem PA 18016
We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.